Living paycheck to paycheck is stressful, but you can break the cycle and start building a financial safety net. So, how do you stop living paycheck to paycheck and start saving for the future? Identify Spending LeaksReview your bank statements and look for small, unnecessary expenses. Cutting out just a few can free up extra […]
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Budgeting on a low income can feel discouraging, but it’s totally doable with a few simple strategies. What are the best ways to budget in your 20s if you don’t have a lot to work with? Track Every DollarStart by tracking every dollar you earn and spend. Use a simple app like Kairo Money, or […]
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Building credit from scratch can seem confusing, but it’s a crucial step for financial freedom. So, how can you build credit if you have no credit history?
People often think of financial professionals as unapproachable, staunch people removed from the real world. While that can be the case, J Talks Money is here to change that preconception. Most people come into adulthood with very little financial knowledge, to no fault of their own. That’s what inspired me to start this blog: to use what I’ve learned to make money topics less confusing and more accessible for young professionals. My goal is to break down personal finance into simple, actionable steps, so you can feel confident about your money and your future.
