
Budgeting as a young adult feels overwhelming because no one taught you how. But here’s the truth: if you want to get ahead with money, you need a system. The 50/30/20 rule is as simple as it gets – and it works. The method is in the name itself – 50% for needs, 30% for […]

Living paycheck to paycheck is stressful, but you can break the cycle and start building a financial safety net. So, how do you stop living paycheck to paycheck and start saving for the future? Identify Spending LeaksReview your bank statements and look for small, unnecessary expenses. Cutting out just a few can free up extra […]
People often think of financial professionals as unapproachable, staunch people removed from the real world. While that can be the case, J Talks Money is here to change that preconception. Most people come into adulthood with very little financial knowledge, to no fault of their own.
That’s what inspired me to start this blog: to use what I’ve learned to make money topics less confusing and more accessible for young professionals. My goal is to break down personal finance into simple, actionable steps, so you can feel confident about your money and your future.